Simple, affordable 1040 filing for individuals — $49

File your federal 1040 quickly and securely. Ideal for W-2 employees and freelancers. Transparent pricing, encrypted uploads, e-signatures. We prioritise underserved and minority communities, including LGBTQ+, Asian, and other minority groups.

Simple, upfront pricing

Pay only for what you need. All plans include a document checklist, professional review, and e-file confirmation.

1040 — Basic

$49

Straightforward returns

  • ✔ W-2 income
  • ✔ Up to 2 common 1099s (NEC/INT/DIV)
  • ✔ Standard or itemized deductions
  • ✔ E-file + confirmation

Start My 1040

1040 — Standard

$75

Moderate complexity

  • ✔ Multiple W-2s and 1099s
  • ✔ Student loan interest, HSA, IRA contributions
  • ✔ Common credits (Child Tax, AOTC, EITC)
  • ✔ Standard or itemized deductions

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1040 — Complex

$99

Higher complexity

  • ✔ Freelance/contractor income (Schedule C, simple)
  • ✔ Rental income (simple Schedule E)
  • ✔ Capital gains & investments
  • ✔ Additional schedules/credits as needed

Discuss Return

State Return

$35

Per additional state. Multi-state supported.

Additional IRS/State Forms

$15

Per extra form/schedule beyond tier inclusions.

Other Services

From $75

Amendments, prior-year filings, ITIN support, and more.

Final pricing depends on complexity after document review. If you’re experiencing financial hardship, contact us — for simple 1040s we may offer reduced hardship pricing as low as $29.

How it works

Step 1 — Contact us

Reach out by email or contact form. We’ll guide you through next steps and share a secure upload link.

Step 2 — Upload documents

Upload your tax documents securely. We use encrypted transfers and e-signature platforms to keep your information safe.

Step 3 — We prepare & e-file

We prepare your return, send it for review, and e-file once approved. Pay online via secure Stripe checkout. Most filings completed in 48–72 hours.

What clients say

Saved me time & money
“Quick, professional, and affordable — I filed my 1040 for $49. Highly recommend.” — J. R.
Great for individuals
“They helped me file as a freelancer — clear pricing and easy process.” — M. K.
Helpful & compassionate
“As an immigrant, taxes felt scary. They explained everything and were patient.” — A. P.

About Yellow Business Services Co.

Yellow Business Services Co. provides secure, affordable U.S. tax preparation for individuals. We specialize in straightforward 1040 returns (W-2s, common 1099s) with transparent flat pricing and fast turnaround.

We prioritise underserved and minority communities, and we warmly welcome LGBTQ+, Asian, and other minority community members seeking respectful, confidential tax help. If you’re going through a hard time and can’t afford our basic price, please contact us — we may be able to offer reduced hardship pricing.

Frequently asked questions

What’s included in the $49 1040?

Promotional/simple returns: W-2s, up to two 1099s (NEC/INT/DIV), and standard or itemized deductions. More complex returns may cost more; we confirm add-ons upfront.

Do you offer hardship or reduced pricing?

If you are experiencing financial hardship and cannot afford our published rates, please email us describing your situation. On a case-by-case basis, we may offer reduced pricing as low as $29 for simple returns.

Do you serve all states?

Yes — we serve U.S. taxpayers in all 50 states. State returns are $35 each.

How secure are my documents?

We use encrypted transfers and secure e-signature platforms. We never share your data without your permission.

Do you serve minority communities?

Yes — we prioritise underserved and minority communities, and welcome LGBTQ+, Asian, and other minority taxpayers. Our service is respectful and confidential.

Do you help with ITINs?

We can prepare returns requiring an ITIN and guide you through the Form W-7 process. Additional documentation is required.

Contact — Get started

We serve U.S. taxpayers nationwide. Questions? Email business@yellowbusinessservices.com or use the form below. If you need reduced pricing, include the words "financial hardship" in your message.

Or email directly